DIRECT BILLING

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Panorama Physiotherapy & Sports Clinic is pleased to offer direct billing for physiotherapy to a number of extended health carriers (see list below). Availability of this service is dependent on your carrier and/or plan. Please note that all treatment fees are the responsibility of the patient. If online direct billing is not available you will be asked to pay for your visit up front and we will provide you with a receipt which you can submit to your extended health carrier for reimbursement.

Please download our Direct Billing Form: Direct billing form Panorama.pdf and bring it in to your first appointment.

Panorama Physiotherapy & Sports Clinic offers online direct billing for the following insurers:

  • Great West Life
  • Manulife
  • Sunlife
  • Johnston Group
  • Johnson Ins
  • Chamber of Commerce
  • Industrial Alliance
  • Financial Group
  • Maximum Benefits
  • Pacific Blue Cross
  • Medavie Blue Cross (Veterans Affairs, Canadian Armed Forces and RCMP)
  • SSQ Financial
  • Greenshield Canada
  • Equitable Life
  • Cowan Insurance

 

What you need to bring:

  1. Your extended benefits card with policy number and member ID
  2. Doctor’s referral, if required by your policy

We are only able to bill to your primary coverage insurance.  If you have one plan for your family, we can bill directly.  If you have two plans (both parents have coverage), we can only bill to your primary plan.  For parents this would be their own workplace plan. For children this is generally the plan of the parent with the earlier birthday in the calendar year (regardless of the year of birth).

 

Direct Billing FAQs:

  • How do I know how much I am covered for?
    You can learn the details of your coverage by contacting your extended health carrier or from your plan administrator.
  • What if my visit is partially covered by my extended health carrier?
    We can still bill your carrier! If your visit is partially covered we will bill the covered amount to the carrier and ask that you pay the balance of your visit at the end of each treatment.
  • Can we coordinate benefits?
    At this time Panorama Physiotherapy & Sports Clinic will bill 1 (one) third party carrier per visit (eg: 1 Extended Health Carrier or ICBC or MSP). Coordination of benefits is not available.
  • Do I need a doctor’s referral?
    Panorama Physiotherapy & Sports Clinic does not require a doctor’s referral however some plans do require one. Please check with your extended health carrier to learn your plan requirements.
  • What if I have an open ICBC, Worksafe or other insurance claim?
    If you have an open insurance claim we cannot bill your visit to your extended health carrier if it is related to the open claim. You will need to pay for the treatment and seek reimbursement from your carrier.
  • What if my claim is denied?
    If your visit is denied for online direct billing we ask that your balance is paid in full at the end of each treatment. The front desk staff will advise you if your claim has been denied before you leave. Please note: Some plans have restrictions that do not allow for online direct billing. To check if you are eligible for this service please contact your extended health carrier.

Disclaimer

We do not warrant or represent that the information in this site is free from errors or omissions or is suitable for your intended use. We recommend that you seek individual advice before acting on any information in this site. We have made every effort to ensure that the information on our website is correct at the time of publication but recommend that you exercise your own skill and care with respect to its use. If you wish to purchase our services, please do not rely solely on the information in this website.

I have nothing but praise for Panorama Physiotherapy and the staff. Kudos to the receptionists for always accommodating me, quite often on short notice. Physiotherapists, Mila and Natasha are two of the most personable, knowledgeable and professional individuals I have ever met. If Physiotherapy has been recommended for you, do yourself a huge favor, have your doctor refer you to Panorama Physiotherapy & Sports Clinic. Believe me, you will not regret it!

Patti

Put an end to unnecessary pain.

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